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Last Updated: Feb 13th, 2025
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About Purefy Inc
Purefy Inc has established in 2014 which specializes in providing an approach and simple process to find the best student loans. They bring the best solution to offering for your options in reducing loan rates and a wider selection of maturities. At Purefy Inc, they have an advisor team willing and support you anytime without requiring a credit check.
Purefy Inc has pride in offering highly committed and thoughtful service and build strong relationships with our communities and customers. They serve you by email, chat, over the phone, or even in person. You can fully trust experienced team members who can tailor a customized solution to respond to your needs. Let go to Purefy. Choose your term. Save money.It's that simple.
The things you would love at Purefy Inc
REFI & SAVE
Be proactive by refinancing your higher interest rate student loans with one of our lenders.
NEW STUDENT LOANS
Choose a private student loan when federal loans, scholarships, and
work-study are not enough.
QUICK & EASY
Pick the best lender for you and apply online in less than 15 minutes. Our lenders will never charge a fee.
COSIGNERS & PARENTS
Cosigners can lower your rate or help you get approved. Parents can refi their children’s or their own loans.
How to get the active Purefy Inc promo code and have the products at the best price
“Couponing doesn’t make you cheap, it makes you smart”. Before checking out any item online, make sure that you go to coupon providers like a blog, social media network, coupons websites, and through their affiliate channels.
All you have to do to be able to use the coupons for discounts from Purefy Inc is to simply go on our website couponupto.com and follow these four simple steps:
1. Go to our website couponupto.com and find Purefy Inc
2. Copy all the latest Coupons/promotional codes & Discount codes, or clink to the deal you want to use; the site will automatically turn to purefy.com
3. At the Purefy Inc 's Website, choose the product you want to buy
4. Proceed to payment but REMEMBER to PASTE the discount/promotional code before finalizing the purchase
5. SIT BACK and WAIT FOR DELIVERY
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People also ask
1. What is student loan refinancing?
Student loan refinancing is the process of either taking one or multiple student loans and then refinancing them into a new single loan that often include new terms, such as a lower interest rate, a new monthly payment, and a new repayment length.
2. Who should refinance?
Refinancing is a great solution for working graduates or those no longer enrolled in school who have high-interest rates on current outstanding student loans. Refinancing can lower your interest rate and shorten your term to help you get out of debt faster. Borrowers should be aware that by refinancing, they may lose certain benefits offered by the federal programs, such as deferments, forbearance, and income-based repayment plans.
3. What loans can I include in my refinancing?
Our lenders will refinance federal, private, and Parent PLUS student loans. When you refinance with one of our lenders, all of your loans are consolidated into one easy monthly payment.
4. Where can I find my rates?
Use our Find My Rate tool to calculate your exact estimated interest rate, compute your monthly payment, and compare lifetime interest savings all without completing a profile or submitting to a credit check.
5. How does applying with a cosigner help my application?
Although you may have good credit yourself, applying with a cosigner who also has good credit and strong income can ensure that you meet our lender's credit criteria. This will increase the likelihood that you will pass our lender's initial credit screening process and they provide you with a lower interest rate on your student loan refinance. You can check your rate with a cosigner before applying by estimating your cosigners credit score on our Find My Rate tool. Our lenders will use the higher of the two credit scores for qualification purposes which means you can max out on savings.
Please note that when an application has a cosigner, the borrower and the cosigner will both a) jointly apply for credit; and, (b) be jointly liable for the requested loan. Each of our lenders has a different policy for a cosigner release. PenFed borrowers with a cosigner on their loan may request a "cosigner release" if after one year (12 consecutive months) of on-time payments is met, and a quick re-evaluation (note: this does not mean the borrower would have to re-apply) is completed on the borrower's financial and credit profile. Give us a call at 202-888-4320 if you would like to see if you qualify.
For Citizen's cosigner release, borrower must make 36 consecutive on time payments before requesting a cosigner release.
PenFed Cosigner Requirements:
If your annual income is between $25,000 and $41,999, then you will need an eligible cosigner on your application. Also, if your credit score is between 670 and 699, then you will need an eligible cosigner on your application.
Citizens Cosigner Requirements:
If your credit score is between 620 and 679 you will need an eligible cosigner on the application. Your cosigner must have a credit score at or above 660 and you and your cosigner must have income at or above $24,000 to qualify.
6. How long is my cosigner jointly responsible for my loan?
Your cosigner is jointly responsible for your loan for the life of the loan so make sure you choose wisely and can manage all the payments. If you miss a payment, it will damage your cosigner's credit as well as your own.
7. How much can I borrow?
PenFed: The minimum loan amount is $7,500, and the maximum is $150,000.
Citizens: The minimum loan amount of $10,000 and the maximum depends on your degree type. For undergrads and those without degrees, the maximum loan amount is $90,000. For those with graduate degrees or an MBA, the maximum is $225,000, and those with MD, DDS, Law, Pharmacy or Veterinary degrees may refinance up to $300,000.
8. Are there any fees associated with this loan?
Zip, zero, nada. Our lenders never have fees and we don't think you need to have any additional charges for trying to save money. There are no pre-payment penalties, origination, or application fees.
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Purefy Inc offers ''Buy one get one" on some special occasions for certain items. We
regularly update the latest coupons at each period, please follow the site to get gifts as soon as possible.
Discount codes don't stack. If you have 56% off discount, they can't also use a "free shipping" coupon since Only one discount at a time can apply to a single order at the Purefy Inc site.
Once you find available coupon codes and are approved by the Purefy Inc official store, you can submit them to us at Coupon Submission. We are not responsible for the reliability of coupons provided by customers.
There is no certain number for the frequency of releasing coupons from Purefy Inc. But, most of the time, there will be at least one available. Special Discount Days such as Black Friday, Cyber Monday, Back to School Sale... come with many coupons.
If you're a fan of Purefy Inc, you'll definitely want to take advantage of our exclusive coupon codes for Authentically American, ENACFIRE, and Evolved Chargers. Additionally, we recommend checking out the latest coupons from well-known retailers such as MB Stone Care, Peachybb.com, Prepdeck, Smart Podcast Player, VetCS, Water-to-Go North America, Whimsy And Wellness, and Your Guitar Academy Shop.
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Buy or not? The common question of customers when considering whether to choose Purefy Inc or not. The best way to get the answer is to learn from reviews of others.
You may be confused because of Purefy Inc's popularity or for its attractive discounts, however, it's not enough to make you buy there.
Take advantage of the reviews collected below.
Compare private student loan consolidation options, quickly find lenders, interest rates, cosigner requirements, applications, and more with Purefy.Read more ...
· Purefy review; Reviews. Top Reads. Back To List. Advertising Disclosure. This site is a free online resource that strives to offer helpful content and comparison features to its visitors. Please be advised that the operator of this site accepts advertising compensation from companies that appear on the site, and such compensation impacts the ...Read more ...
Purefy Review. Purefy was founded in 2013 and is based in Washington, DC. Learn more about Purefy and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Purefy.Read more ...
· Purefy, formerly known as CordiaGrad, is one of the many relatively new student debt companies focused on helping students and parents get out of student loan debt. Founded in 2014, the company seeks to provide the feel of a smaller, more personalized bank while still maintaining the competitive interests of larger student loan financiers.Read more ...
PenFed via Purefy: rates & terms. PenFed is just one of Purefy’s partners, but we’ll take a closer look to illustrate the rates you may receive. Through Purefy, PenFed offers student loan refinancing to borrowers who meet the qualification requirements listed lower in this review.Read more ...
· Expert review. Purefy is one of the more flexible student loan refinancers out there. Unlike most providers, it works to make refinancing available to people with any type of student loan — including all federal student loans. Top benefits include competitive rates, zero fees and fast turnaround time. ...Read more ...
· PenFed Powered by Purefy Student Loan Refinancing Review. PenFed is one of the few lenders to allow married couples to refinance together. Ryan Lane June 18, 2020.Read more ...
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About Purefy Inc coupons
| Total Offers | 2 |
| Coupon Codes | 0 |
| Deals Coupons | 4 |
| Best Discount | 0% OFF |
5 stars / 45 votes
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To apply a Purefy Inc coupon code, read and do the following steps:
Step 1: Find the Purefy Inc coupon code on this page. Click the "Show Code" button to see the code, then click "Tap To Copy". The discount code will be copied to your phone's or computer's clipboard and at the same time, the system will automatically lead you to the Purefy Inc homepage.
Step 2: At the Purefy Inc site, choose the product you want to buy and add it to the shopping cart. When finished shopping, proceed to the checkout page.
Step 3: At the Purefy Inc checkout page, paste the discount code in step 1 into the box labeled as "gift card or discount code/ coupon code/ promo code". Then click "apply", and the code will be applied.
Step 4: Complete your order and you can save money.
1. To use any promo code, make sure to type the code exactly without any typos.
2. Please check the expiration date. Some coupons have limited time to use. So, ensure you use it in the limited time.
3. With the valid coupon codes, we will stick the "verify" icon on each result and put them on the top of our site. For example, the best discount for Purefy Inc is 87 %.
4. Purefy Inc promo codes can be contributed by users from CouponUpto.com and partners. So, we can’t ensure all those codes work exactly. However, Couponupto.com will strive to bring valid discounts for customers.
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